Insurance That Fits—We started in health insurance, but we work everywhere your health and finances intersect
Insurance That Fits is committed to consumer education before the sale. Today more than ever consumers are asked to be all knowing. The research is right at our fingertips we are told. But can we really be expert at everything? I am not sure that is realistic. Use our expertise. We can’t make you an expert in one or two appointments, but we can help give you enough information to make good choices.
Insurance That Fits is committed to helping you find insurance that fits needs and your budget.
Types of Insurance
Insurance That Fits understands what is happening with health insurance reform. We know all the available options including ACA compatible plans, short term plans, indemnity plans, and membership in organizations where medical bills are shared (Medical Bill Sharing) .
We are also New Member Representatives for Medical Bill Sharing organizations.
We are life insurance experts. Life insurance is not all the same. Term, Universal Life (UL), Whole Life, GUL, Life Insurance with Accelerated Benefits, Life Insurance with Long Term Care benefits. There are a lot of options. Remember, the number one reason to get life insurance is not you…it’s your family.
Long Term Care
Long Term Care insurance can simply give you more options if you need care. More options to get care and more financial options so you can still leave something behind. These options can include a traditional Long Term Care (LTC) policy, a life insurance policy with LTC benefits, or a Life Insurance policy with accelerated benefits. Which one is right for you?
Would you rather make $80,000 and have no income if you get too sick to work or would you rather make $76,000 and know that if something happens to your ability to do your job money will still be coming in? That’s what disability insurance is all about…insuring your income. It makes a lot of sense.
By the way…80% of claims are from illness, not accidents.
Health insurance is really how we got our start. As agents fled the field when the Affordable Care Act (ACA..i.e. “Obamacare”) kicked in, we ran to it. Health insurance is difficult. It’s complex. And we can help you understand it and make good choices.
Medicare Supplements are our preferred product for those using the Medicare system. If you want to use any doctor in the country that takes Medicare then you need a Medicare Supplement (also known as Medi-Gap).
Stay in control of your healthcare by utilizing the public option (Medicare) along with a good Part D plan, and a supplement. Let Insurance That Fits walk you through the process when you turn 65 and first enroll in Medicare.
Now in 2018 the market is at an all time high. Do you think it will stay there forever? What can you do to buffer your investments from the ups and downs of the stock market? You can put some of your nest egg in a Equity Indexed Annuity. When the market drops you take money out of the annuity and put it back in the market. That way you are truly “buying low and selling high.” You have safer investments, can capitalize on market cycles, and you leave behind a bigger legacy to your kids and grandkids.
Medical Bill Sharing
These are organizations made up of people of faith who know it is biblical to bear each others burdens. These groups have been around for quite some time. They have weathered recessions and are financially stable. Learn more about Medical Bill Sharing here.
Committed to fitting the need, fitting the budget…we are committed to helping you find Insurance That Fits.