A Fundraising Website or Life Insurance?

This year I have had the misfortune to have several people I know to request money on crowdfunding sites. There are great sites that help people raise money for charities, personal projects, medical bills, etc.  The requests I have had sent to me were because someone...

Term Life Insurance…What is it?

Term life insurance is, strictly speaking, a life insurance policy that lasts a specific period (or term) of time.  That is, it is not permanent.  It’s not what is going to pay out when you pass at 87 years of age.  Term is what protects your family from financial...

Permanent Life Insurance part 1

Life insurance is a fairly simple product.  You die and someone gets a check. There is no doubt about it, you are buying it for someone else.  What I hear from young people is, “I don’t need it.  If I have an accident and die just bury me in a box out back.” First...