Who we are

Our website address is: http://www.insurancethatfits.com.  Insurance That Fits was started as a sole proprietor ship by Andrew F Bennett III in January of 2014.  He initially focused on the sale of health insurance for those under the age of 65.  Along the way different insurance and financial products were added to the selection including long term care, life insurance, disability insurance,  travel medical insurance, dental insurance, etc.  In 2017 there was a shift in focus from the under 65 market to working with people in Medicare (typically over 65 years old).  In 2019 an LLC was formed (Bennett Family Enterprises LLC).  We can still be reached at the phone number in the top left hand of the screen (865-712-5711), via comment left on the website, or via email at Andrew@InsuranceThatFits.com.

What personal data we collect and why we collect it

We only collect the information you leave in our contact forms.  

Please Note:  Personal data is not just created by a user’s interactions with our site. Personal data is also generated from technical processes such as contact forms, comments, cookies, analytics, and third party embeds.

By default WordPress does not collect any personal data about visitors, and only collects the data shown on the User Profile screen from registered users. However some of our plugins may collect personal data. 

Comments

When visitors leave comments on the site we collect the data shown in the comments form, and also the visitor’s IP address and browser user agent string to help spam detection.

An anonymized string created from your email address (also called a hash) may be provided to the Gravatar service to see if you are using it. The Gravatar service privacy policy is available here: https://automattic.com/privacy/. After approval of your comment, your profile picture is visible to the public in the context of your comment.

Media

If you upload images to the website, you should avoid uploading images with embedded location data (EXIF GPS) included. Visitors to the website can download and extract any location data from images on the website.

Contact forms

We have two types of contact forms.  One is a general form that you can use to send us general requests or questions.  It only asks for name, email address, and your message.  Our second form is a quote request for more information about Medicare, Dental, Cancer, or Funeral Expense Insurance.  We download that information when it comes in and then delete it from the site.  Off-line data is stored on an encrypted hard drive that requires two passwords and a special key to be inserted into a jump drive location on the computer.  We take privacy and security seriously.

Cookies

If you leave a comment on our site you may opt-in to saving your name, email address and website in cookies. These are for your convenience so that you do not have to fill in your details again when you leave another comment. These cookies will last for one year.

Embedded content from other websites

Articles on this site may include embedded content (e.g. videos, images, articles, etc.). Embedded content from other websites behaves in the exact same way as if the visitor has visited the other website.

These websites may collect data about you, use cookies, embed additional third-party tracking, and monitor your interaction with that embedded content, including tracking your interaction with the embedded content if you have an account and are logged in to that website.

Analytics

Many web hosting accounts collect some anonymous analytics data. You may also have installed a WordPress plugin that provides analytics services.

Who we share your data with

We do not share or sell data collected on our web-site with anyone other than agents of Insurance That Fits so that we can respond to your inquiries.  In quoting policies we may need to enter some data about you into the website of our insurance carriers.

How long we retain your data

We download the information and questions you leave ASAP and and then delete it from the site.  Off-line data is stored on an encrypted hard drive that requires two passwords and a special key to be inserted into a jump drive location on the computer.  We take privacy and security seriously.

What rights you have over your data

If you have an account on this site, or have left comments, you can request to receive an exported file of the personal data we hold about you, including any data you have provided to us. You can also request that we erase any personal data we hold about you. This does not include any data we are obliged to keep for administrative, legal, or security purposes.

Where we send your data

Your data goes to agents at Insurance That Fits in order to answer your questions.  Visitor comments may be checked through an automated spam detection service.

Your contact information

We can still be reached at the phone number in the top left hand of the screen (865-712-5711), via comment left on the website, or via email at Andrew@InsuranceThatFits.com. 

Additional information

How we protect your data

Once your questions or quote requests are downloaded we delete the information from the site and the data is stored on an encrypted hard drive with multi-factor authentication required to access such data. 

What data breach procedures we have in place

We have data breach procedures in place that back up data periodically throughout the day.  In the case of a breach the current (breached) data are destroyed and a back-up copy will be reloaded.  If your data is breached we will notify you if we can access your contact information.  If deletion has occurred before your contact information is secured or if it is not accessible through the back-up copy we will be unable to contact you.

 

What third parties we receive data from

None

What automated decision making and/or profiling we do with user data

 Currently, as of July of 2019 we do not use user data for profiling or decision making.  It’s pretty clear who our clients are (generally people turning 65).

Industry regulatory disclosure requirements

In order to comply with federal laws regarding Part D plans and/or Medicare Advantage Plans a compliance form (called a “Scope of Appointment) has to be completed by you the client and returned to us.  Prior to that we do have a lot of educational content that will support your ability to decide which Medicare benefits you want to choose.