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We want you to be informed about your insurance benefits

The “Sweet Spot” in Medicare

What should I go with?  What do you recommend?  Which one do you think is best?  After I’ve explained the basics of Medicare to folks and we are looking at supplements those are probably the three questions I get asked most often.  So what am I to say?  If you have...

1.65 Million is my number what is yours?

I have $1,650,000 in term life insurance.  That is a big number to a lot of people.  Here’s the thing, it does not go as far as you think it might. If something happens to me I’ve told my wife this is how I want it distributed. First, use $150,000 or so to pay off the...

Traditional Medicare or Medicare Advantage Plan?

Which way do I go?  Do I choose a Medicare Advantage plan that has a built in pharmacy benefit?  Or do I go with Traditional Medicare and get a separate part D plan and a separate supplement…and then which supplement?  Which one is less expensive?  These are all...

Which Doctors Can I Go To When I am On Medicare?

In the world of Medicare you have several choices, but the first is to decide whether to go with “Traditional” Medicare or with a Medicare “Advantage” plan.  What doctors you can go to will be highly impacted by this decision.  With Traditional Medicare (also called...