by Andrew Bennett | Sep 12, 2018 | Life Insurance
When does it make sense to convert Term into a Permanent Life insurance policy? The answer is…it depends. There are several factors in play including your health and the type of policy being converted to. I recently met with a couple to review their life...
by Andrew Bennett | Sep 13, 2016 | Life Insurance
This year I have had the misfortune to have several people I know to request money on crowdfunding sites. There are great sites that help people raise money for charities, personal projects, medical bills, etc. The requests I have had sent to me were because someone...
by Andrew Bennett | Aug 16, 2016 | Life Insurance
My Life Insurance Plan is currently $1,650,000 in term life insurance. That is a big number to a lot of people. Here’s the thing, it does not go as far as you think it might. Term Insurance I have three policies they are all term, and the oldest will not...
by Andrew Bennett | Jul 2, 2016 | Life Insurance, Uncategorized
You expect me to just say, “because term is less expensive than permanent.” That’s true, but it’s not the whole story. The bottom line is you can afford to be covered with term and a lot of us cannot afford to be covered with permanent. What does that mean…”you can...
by Andrew Bennett | Jan 16, 2016 | Life Insurance, Uncategorized
Term life insurance is, strictly speaking, a life insurance policy that lasts a specific period (or term) of time. That is, it is not permanent. It’s not what is going to pay out when you pass at 87 years of age. Term is what protects your family from financial...
by Andrew Bennett | Jul 21, 2015 | Featured, Life Insurance
Life insurance is a fairly simple product. You die and someone gets a check. There is no doubt about it, you are buying it for someone else. What I hear from young people is, “I don’t need it. If I have an accident and die just bury me in a box out back.” First...
