by Andrew Bennett | Mar 8, 2019 | Medicare, Medicare Advantage, Medicare Supplement, Medigap, Part D
This introduction to Medicare is based on a presentation I have used for years to help people understand their Medicare...
by Andrew Bennett | Nov 15, 2017 | Featured, Health Insurance, Health Insurance Reform, Medicare
Medicare For All is a term that you hear over and over when it comes to health insurance reform. Many of the proposals are based around Medicare being what is called a, “single payer system.” This is my attempt to provide an understandable analysis of...
by Andrew Bennett | Aug 22, 2017 | Medicare, Medicare Advantage, Medicare Supplement, Medigap, Part D
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by Andrew Bennett | Aug 18, 2017 | Medicare
by Andrew Bennett | Oct 4, 2016 | Medicare
The HDG and HDF supplements offer a great balance of low monthly premium and moderate out of pocket costs. As you know from some of my other articles sticking with traditional Medicare and a supplement can give you better control of your healthcare as you won’t...
by Andrew Bennett | Oct 4, 2016 | Medicare
Medicare Advantage Plans are sold by insurance agents. Medicare supplement plans (aka Medigap) are also sold by insurance agents. As I’ve posted elsewhere insurance agents typically make much more in commission the first year you sign up for an Advantage plans...
by Andrew Bennett | Aug 23, 2016 | Medicare
I get a lot of questions about Medicare open enrollment. This is a question a lot when people have when they are turning 65 and they aren’t sure what they want to do. They want to make sure they can make changes down the road if they need to....
by Andrew Bennett | Aug 9, 2016 | Medicare
Traditional Medicare vs Medicare Advantage plan? Which way do I go? Do I choose a Medicare Advantage plan that has a built in pharmacy benefit? Or do I go with Traditional Medicare and get a separate part D plan and a separate supplement…and then which supplement? ...
by Andrew Bennett | Jul 27, 2016 | Medicare, Medicare Advantage, Medicare Supplement, Medigap, Uncategorized
Medicare and Networks, how does it all work? In the world of Medicare you have several choices, but the first is to decide whether to go with “Traditional” Medicare or with a Medicare “Advantage” plan. What doctors you can go to will be highly impacted by this...
by Andrew Bennett | Jul 18, 2016 | Health Insurance, Medicare, Uncategorized
Many of you may have heard me say before that the largest drawback to traditional Medicare is that it has no out of pocket maximum. The out of pocket maximum (OOPM) is what stops the financial bleeding. When something big happens it caps your financial obligation....
by Andrew Bennett | Jul 15, 2016 | Medicare, Uncategorized
Part B of Medicare works like an 80/20 plan. Hypothetically, if an office visit were to cost $100; Medicare would pay $80 and you would pay $20. That’s not a bad deal at all. Did you know that there are times when that is not the case? Some doctors will work...
by Andrew Bennett | Sep 12, 2018 | Life Insurance
Is converting Term to Permanent Life insurance in your best interest? The answer is…it depends. There are several factors in play including your health and the type of policy being converted to. I recently met with a couple to review their life insurance...
by Andrew Bennett | Sep 13, 2016 | Life Insurance
This year I have had the misfortune to have several people I know to request money on crowdfunding sites. There are great sites that help people raise money for charities, personal projects, medical bills, etc. The requests I have had sent to me were because someone...
by Andrew Bennett | Aug 16, 2016 | Life Insurance
My Life Insurance Plan is currently $1,650,000 in term life insurance. That is a big number to a lot of people. Here’s the thing, it does not go as far as you think it might. Term Insurance I have three policies they are all term, and the oldest will not...
